Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.